Archive for August 9th, 2009

Aug 9th 2009 Sun and Fun in Miami

Miami is considered to be among the most popular spots for vacationing in the USA. The city is located on the coast of Florida and can be very exciting if planned properly. The city usually remains warm the whole year. Miami Beach hotel rooms offer a wide range of good services and restaurants. South Beach is synonymous with luxury and it is home to many top luxury hotels in North America.

When traveling to Florida do not forget to take your sun glasses along with you and a good quality sun screen lotion with you. Miami Beach is a different place, which is often confused with the actual city of Miami. When packing be sure you remember to take your swimsuit if you plan to spend time on the beaches.

Miami is one of the favorite attractions especially during winter for United States domestic as well as the international visitors. If you are planning to travel on a tight budget then I am sure you would be looking for discounted Miami hotel rooms. To find the economy hotels in Miami its not impossible but will require a little effort.

Being a tourist location, Miami is full of hotels around Miami International airport, South Beach & other surrounding areas. Usually people that are traveling on business trip stays in airport hotels. Airport hotels are meant for the business travelers. Most of Miami airport hotels are designed with the business visitor in mind.

There are numerous Miami Beach luxury hotels that have reached and deserve the five star statuses they have received. It is just up to the travelers to do research on each location from various sources including websites that will include many other hotels. When looking for luxury hotels there is a reason they are called luxury, the basic room rates can run near one thousand dollars each night.

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Aug 9th 2009 Take Your Credit Cards With You

Definitely plan to take credit cards with you when you travel.  Even when you travel abroad.  

It’s a good idea to let your card company or bank know when and where you’ll be traveling.Because of the growing identity theft problems, some card companies may question supicious spending patterns.Your card may be blocked from charges if fraud is suspected…  You know, like a lot of charges from London when you live in Des Moines.You don’t have to tell your card company when you travel abroad, but it may be wise to make sure your card can be used.  

Travel with only a couple of charge cards in addition to your ATM card. You shouldn’t take all your cards, too risky if you lose them, but you do need to have more than one type of card.  It’s a good idea because if something happens and one card can’t be used, you’ll have a backup.  

Some places only take Visa; some only take MasterCard.  Pick one or two of each and leave the rest at home.The motto “Don’t leave home without it,” is catchy but AMEX cards are not accepted everywhere.  It’s a good card to have, but it’s also good to know the limitations.

If two of you are traveling as a couple, consider carrying different credit cards.You will have more alternatives.  

If you rent a car, sometimes car rental companies will put a large charge on your card at the beginning as a deposit, leaving you less on your credit line.  Your back up cards will make sure you always can use a card.  You do want to charge the car on a card that will cover collision damage waiver… that’ll save you money.

Credit card companies have started adding international transaction fees.  Visa and MasterCard have charged a 1 percent fee for years, but now some banks that issue the card also tack on a 1-2 percent foreign transaction fee in addition to that.Ask your bank or card company.  There are a handful of cards which don’t charge any fees at all.  As of this writing, Capital One Card charges no fees, so you might want to carry one of those.

Don’t let foreign vendors charge that bill for you in dollars.It sounds thoughtful, but you might get a poor exchange rate.  The dollar amount you’re charged may be at a crummy exchange rate (way worse than you’d get with your credit card or ATM), and you’re card company will still likely charge you a foreign transaction fee.

Credit cards are accepted in more places all the time…. most now in fact.  But there are still many little B&Bs that take only cash, some small restaurants too.  And in some less developed countries you may find you need to pay in cash.some places may add three to five percent on top of your bill to cover their fees when you pay with a credit card.  So take those credit cards traveling, but change plenty of money and be prepared to pay cash in many places too.

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